25 March 2025

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ICIB – We’ve been future-proofing businesses for over 45 years – long enough to see the value of our approach in action. As one of New Zealand’s most successful independent risk advisors and insurance brokers, we work hard to help businesses protect themselves against the unpredictable and the unknown.
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Pro Risk

Supporting breaches of the Health & Safety at Work Act through statutory liability insurance

Pro Risk

Having an injury or fatality in your business is the last thing that anyone wants. Despite best efforts and following all procedures, sometimes an incident will happen which is just the nature of humans making errors of judgement or simply having an accident. On other occasions it is the organisation

The risks of using generative AI at work

Pro Risk

Ask around the office and you’ll find that many of your people have used an AI chatbot to generate a document for work purposes. But is this putting your business and client data at risk? Here are a few things to consider with your employees using these applications, along with

The risk of using generative AI at work

Pro Risk

Rising insurance costs and difficulty getting cover – especially in flood-prone areas

Pro Risk

Why are insurance costs going up? Over the last 18 months insurance premiums have gone up by nearly 30%, with significant increases in high flood risk areas, such as the Hawkes Bay. Whilst pricing is starting to stabilise, it is still a large cost for many people whether it comes

Whether it’s rising costs or claims an insurance broker is your best bet

Pro Risk

Let’s be honest, insurance premiums are going up and for many businesses and homeowners already feeling the pinch it is not easy to absorb the cost. If you have your insurance direct with insurers, do you have the time to be going around the traps and getting quotes? Not only

12 months on from Gabrielle – the impact on claims and insurance premiums

Pro Risk

It is hard to believe that a year has already passed since Cyclone Gabrielle devastated our region. What has happened a year on regarding insurance claims, and how will it affect your premiums moving forward? As at 13 December 2023, insurers had settled 99,798 of 115,353 claims (about 87%) from

How medical insurance can support worker productivity

Pro Risk

In July 2023, it was reported in the media that many patients were waiting up to a year for basic medical procedures at Hawke’s Bay Hospital when the target wait is six weeks. These procedures included ultrasound and CT scans, MRI’s and steroid injections. The wait to get a routine

150 years of insurance events in Hawke’s Bay

Pro Risk

As this July marks 150 years since the founding of Hastings, we thought it would be interesting to take a journey through some of significant events in the region during this time and see how insurance played a part in them. Has much changed since 1873 and what have we

What did we learn from disaster

Pro Risk

It’s been a tough couple of months for many with Cyclone Gabrielle having wreaked havoc across our beautiful region. Over 40,000 insurance claims have been lodged. The cost attached to these claims is around $890 million of which around $70m has been paid, according to The Insurance Council of New

Employee Benefits How do you measure the health & wellbeing of your team?

Pro Risk

There has been a lot of talk lately around employee health and wellbeing, especially with the struggle for employers to attract and retain staff and recent initiatives such as Mental Health Awareness Week. We all know that a healthy workforce leads to a healthy business but what is the right

Author Profile

William joined the insurance industry in 2000 as a commercial underwriter with NZ based insurers before moving into broking in 2013. He now specialises in brokering and risk management, with a depth of expertise in most areas of insurance. William has a focus on transport, forestry, manufacturing, engineering, food processing and expanded polystyrene risks in the Hawkes Bay and East Coast regions. He is passionate about customer service and delivering the best possible outcomes for his clients, regardless of the complexity of their business risks.

E:william.horvath@icib.co.nz

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